Tuesday, April 30, 2013

2020 Foresight Report: Trends in Non-Life Insurance Underwriting - New Research Report Published at MarketResearchReports.Biz



1 Executive Summary
2 Global Snapshot: Assessment of Non-Life Underwriting Market Dynamics
2.1 Analysis of Key Performance Indicators Impacting Underwriting
2.1.1 Comparison of underwriting profit/loss trends
2.1.2 Comparison of global loss ratios
2.1.3 Comparison of global expense ratios
2.1.4 Comparison of global combined ratios
3 The Effect of Regulations on Underwriting
3.1 Overview
3.2 EU Ruling on Gender Neutral Insurance to Affect Underwriting
3.3 Impact of Solvency II on Underwriting
3.3.1 Evolution of regulations affecting underwriting
3.3.2 Solvency I vs Solvency II
3.3.3 Basel II vs Solvency II
3.4 Solvency II Risk Assessment and Challenges

To Read the Complete Report with TOC Visit: http://www.marketresearchreports.biz/analysis/167346

Synopsis
The report provides in depth market analysis, information and insights into underwriting industry trends for non-life insurance globally, including:
Comprehensive assessment of non-life underwriting market dynamics
Analysis of the effect of changes in regulations on underwriting
Analysis of the underwriting cycles
Detailed analysis of the technological trends impacting underwriting
Detailed analysis of the effect of natural and man-made disasters on underwriting


Summary
The insurance underwriting industry has undergone a paradigm shift over the last decade due to the introduction of new technology, which has revolutionized processes and business practice. Insurance companies are augmenting their processes to maintain a social media presence and also to help combat fraud. With the advent of Solvency II and other risk-based capital (RBC) approaches, underwriting has become increasingly dependent on movements in the regulatory environment. Several natural disasters resulted in substantial losses and an exceptionally high number of fatalities during the review period (20082012). Telemetric, predictive analytics, automated software programs and the use of social networking sites has transformed the way in which insurance underwriting operates.



Scope
This report provides a global snapshot of the key performance indicators impacting underwriting including combined ratio, loss ratio and expense ratio and underwriting profit/loss trends
It studies the impact of regulatory trends on underwriting including Solvency II and EU gender neutral insurance
It provides detailed analysis of the different underwriting cycles
It provides detailed analysis of the relationship between economic growth and the insurance industry's growth in key markets
It provides detailed analysis of the impact of technological trends in underwriting
It provides detailed analysis of the impact of natural and man-made disasters on underwriting


Reasons To Buy
Make strategic business decisions using detailed assessment of the key challenges and opportunities that non-life insurance underwriting presents currently
Understand directives of new regulations and the necessary changes required in the current business structure of an underwriting firm
Assess underwriting profit or loss trends in key markets
Assess the impact of economic growth on the insurance industry
Assess the adoption of technology trends in different companies across different geographies
Find out how underwriting has evolved due to the impact of natural disasters



Key Highlights
The insurance underwriting industry has undergone a paradigm shift over the last decade due to the introduction of new technology, which has revolutionized processes and business practice.
Several natural disasters resulted in substantial losses and an exceptionally high number of fatalities during the review period (20082012).
While, mature markets such as the US, the UK, France and Italy are recording stagnant growth, emerging economies are driving premiums.
The US non-life insurance segment registered the highest underwriting loss in 2012, while, Japan recorded the highest underwriting profit.
The growth in telematics users in Europe will be driven by the UK and Italy.
Predictive analytics has revolutionized the world of premiums and claims management in the insurance industry.

2020 Foresight Report: Post Office Financial Services - Latest Market Report Available at MarketResearchReports.Biz



1 Executive Summary
2 Overview of Global Postal Financial Services
2.1 Snapshot of Financial Offerings by Postal Operators in Key Countries
2.1.1 Post office saving schemes
2.1.2 Money remittance services
2.1.3 Insurance
2.1.4 Mutual funds
2.1.5 Investment and consumer credit
2.2 Market Liberalization and Organization
2.2.1 Competition and privatization in postal services
2.2.2 Organizational and legal structure
2.2.3 Business models adopted by post offices for financial inclusion
2.3 Best Practice Case Studies
2.3.1 Liberalization of the German postal network
2.3.2 Symbiosis between post and bank: correspondent banking in Brazil
2.3.3 Japan Post the difficulties of reform
3 Opportunities in Global Postal Financial Services
3.1 Opportunities by Product Portfolio
3.2 Opportunities through Strategic Alliance or Partnership

To Read the Complete Report with TOC Visit: http://www.marketresearchreports.biz/analysis/167354

Synopsis
This report provides detailed insights into the following topics:
The postal system
Competition and privatization in postal services
Opportunities in postal financial services
The current state of postal financial services in various countries
Key product and market development strategies adopted by postal operators across countries


Summary
Globally, postal services play a key role in providing access to basic communication and transaction services. The worldwide postal infrastructure has been shrinking for over two decades, in terms of both outlets and numbers of full-time staff. At the end of 2011, the total number of post offices stood at 662,701, of which 439,376 were staffed by officials of the designated operator and 223,325 were managed by people from outside the designated operator. The traditional letter post service is under pressure from new technology, including the internet and (increasingly mobile) telephone services. Rising numbers of consumers and businesses are sending and receiving bills and invoices via the internet and making payments online or by telephone, instead of using post office service. Capitalizing on its large network, easy accessibility and trust among customers, postal operators across the globe are targeting unbanked and rural populations, SMEs, self-employed professionals, young consumers and senior citizens with financial products such as savings accounts, insurance, pension payment services, remittances services, loans and wealth management products.


The financial services sector represents a significant opportunity for much-needed additional revenue for postal operators, either directly or through alliances with financial institutions. Many postal operators are also being urged to offer basic financial services such as payments, savings and microfinance to combat social and financial exclusion, particularly in poorer countries, or to better serve more remote geographical areas and isolated social groups. There is a significant potential for partnerships between postal operators and financial institutions, even in markets where postal operators and postal banks already offer a range of financial services. Alliances such as these could produce major financial rewards and deliver social dividends. For instance major banks in the UK such as Bank of Ireland, Barclays, Halifax, HSBC and Lloyds have formed partnerships with the UK Post Office to offer financial services.

Scope
This report provides a comprehensive analysis of postal financial services provided by postal operators across the globe
It provides detail on the current and future prospects of the postal financial services industry
It details the different infrastructural, consumer and business drivers affecting the postal financial services industry in various countries across the world
It outlines how market liberalization is impacting the postal operator business
It details the marketing strategies used by various postal operators across the globe
It profiles the major postal operators across the globe


Reasons To Buy
Make a post office financial partnership work for you
Utilize the ubiquity of post offices
Learn best practice and read case studies
Find out how to appeal to the unbanked
Gain insight into the key product and market development strategies adopted by postal operators across different countries


To Buy The Copy of This Report Visit: http://www.marketresearchreports.biz/analysis-details/2020-foresight-report-post-office-financial-services


Key Highlights
The post office is one of the largest, most widespread and trusted retail networks, with around 670,000 outlets worldwide.
The traditional letter post service is under pressure from new technology, including the internet and (increasingly mobile) telephone services.
With the decline in traditional mail volumes and postal operators scaling down their branch networks and workforces, market liberalization is gathering pace. Many governments favor increased competition in the postal sector, signaling the end of many postal monopolies.
Postal operators worldwide are targeting unbanked and rural populations, SMEs, self-employed professionals, young consumers and senior citizens with financial products such as savings accounts, insurance, pension payment services, remittances services, credit loans and wealth management products.
Postal banks are looking to diversify their product and customer portfolios, and are offering wealth management services as well as traditional financial services such as savings accounts, insurance and deposits to strengthen their positions in urban markets and attract wealthy customers.

2020 Foresight Report: Best Practices in Managing the Credit Risk Cycle - New Report Published



1 Executive Summary
2 Mobile Point of Sale Terminals (MPOS) Market Dynamics
2.1 Emergence of MPOS
2.1.1 Adoption by country
2.1.2 Mobile POS framework
2.1.3 Product launches
2.1.4 Trials and pilots
2.2 The Technical Side of MPOS
2.2.1 The hardware
2.2.2 The software
3 Global Market Size and Drivers
3.1 Market Size and Outlook
3.2 Drivers for Mobile POS
3.2.1 Business drivers
3.2.2 Consumer drivers

To Read the Complete Report with TOC Visit: http://www.marketresearchreports.biz/analysis/167353

Synopsis
The report provides information and insights into best practices in managing credit risks associated with credit cards:
Provides a global snapshot of card fraud and key fraud hotspots across the world
Comprehensive analysis of card fraud market size in developed and emerging markets
Analysis of various types of card frauds and its implication on issuers and acquirers, customers and merchants
Detailed analysis of macroeconomic, regulatory and operational challenges in managing credit card risks
Provides emerging trends in credit card risk management by governments, regulatory bodies and market participants
Provides a detailed framework of best practices in credit card risk management, segmented by issuers, acquirers, network providers and merchants
Includes case studies showcasing the best practices with examples and their impact assessment

Summary
The convenience offered by credit cards to make payments is exploited for fraudulent activities, resulting in the loss of millions of dollars every year around the world. In order to control and limit these risks and losses, a proper risk management framework is required to be established. Over the last five years, card issuers, acquirers, merchants and network operators have adopted and implemented a host of security measures, regulations and business strategies to lower the chances of fraud and credit losses. However, they are limited by several macroeconomic, regulatory and operational challenges. The management of risk associated with credit cards requires continuous efforts from every participant of the card payment industry. However, to do so, development of a best practice framework is of utmost importance. A well developed framework facilitates a better understanding of risks and areas which require attention from the intended parties, and formulates strategies to address them.

To Buy The Copy of This Report Visit: http://www.marketresearchreports.biz/analysis-details/2020-foresight-report-best-practices-in-managing-the-credit-risk-cycle


Scope
This report provides a comprehensive analysis of best practices in credit card risk management with emerging trends in market practices by issuers, acquirers, network operators and merchants
The report also covers regulatory developments across key regions such as Europe, North America and Asia-Pacific
It provides current fraud statistics in developed and emerging markets
It outlines key macroeconomic, regulatory and operational challenges in managing credit card risks
It illustrates adoption and implications of best practices with the help of detailed case studies


Reasons To Buy
Credit card risks result in the loss of millions of dollars every year impacting every participant of the cards and payments industry
Gain insight into various risks resulting from macroeconomic developments, customer protection laws and operational difficulties
Understand the emerging trends in managing risk and limiting exposure to credit loss
Assess the regulatory landscape in key regions around the globe
Gain insight into the development of an effective risk management framework


To Buy The Copy of This Report Visit: http://www.marketresearchreports.biz/analysis-details/2020-foresight-report-best-practices-in-managing-the-credit-risk-cycle


Key Highlights
Although card fraud is much higher in value terms in developed economies such as the US, the UK and France, these countries have been successful in limiting the growth of fraud by adopting advanced security measures, innovative products and strict regulations. Emerging economies like China and Russia have lagged behind in introducing such measures and have therefore witnessed significant growth in card fraud.
Among the developed markets, the value of card fraud was highest in the US.
Regulations such as the single euro payment area card framework (SEPA) and anti-money laundering regulation have indirectly helped in the managing of these risks. Other measures taken by regulatory bodies which include restriction on issuance of credit cards to high risk customers, increases in age requirement, high income requirements for issuance of a credit card and a limit on the number of cards a consumer can have has also helped in managing risks.
Industry participants have adopted and implemented a host of security measures, regulations and business strategies to lower the chances of fraud and credit losses. These measures include EMV chip and PIN credit cards, anti-skimming technologies, guarantors for high risk customers, secured credit cards and charge cards, behavior analysis, high-end security for online shopping such as virtual keypads, SMS verifications and one-time passwords.



Sunday, April 28, 2013

New Study on Commercial Construction in the Netherlands to 2017: Market Forecast : MarketResearchReports.Biz

New Market Research Report "Commercial Construction in the Netherlands to 2017: Market Forecast" Has Been Added In MarketResearchReports.Biz's Reports Database




Timetrics 'Commercial Construction in the Netherlands to 2017: Market Forecast' contains detailed historic and forecast market value data for the commercial construction industry, including a breakdown of the data by construction activity (new construction, repair and maintenance, refurbishment and demolition). The databook provides historical and forecast valuations of the industry using the construction output and value-add methods.

To Read the Complete Report with TOC Visit: http://www.marketresearchreports.biz/analysis/166803


Summary
This report is the result of Timetrics extensive market research covering the commercial construction industry in the Netherlands. It contains detailed historic and forecast market value data for the commercial construction industry, including a breakdown of the data by construction activity (new construction, repair and maintenance, refurbishment and demolition). 'Commercial Construction in the Netherlands to 2017: Market Forecast' provides a top-level overview and detailed insight into the operating environment of the commercial construction industry in the Netherlands. It is an essential tool for companies active across the Netherlands construction value chain and for new players considering to enter the market.

Scope
  • Overview of the commercial construction industry in the Netherlands
  • Historic and forecast market value for the commercial construction industry by construction output and value-add methods for the period 2008 through to 2017
  • Historic and forecast market value by construction activity (new construction, repair and maintenance, refurbishment and demolition) across the commercial construction industry for the period 2008 through to 2017



Reasons To Buy
  • This report provides you with valuable data for the commercial construction industry in the Netherlands
  • This report provides you with a breakdown of market value by type of construction activity (new construction, repair and maintenance, refurbishment and demolition)
  • This report enhances your knowledge of the market with key figures detailing market values using the construction output and value add methods
  • This report allows you to plan future business decisions using the forecast figures given for the market

About Us

MarketResearchReports.Biz is the most comprehensive collection of market research reports. MarketResearchReports.Biz services are especially designed to save time and money of our clients. We are a one stop solution for all your research needs, our main offerings are syndicated research reports, custom research, subscription access and consulting services. We serve all sizes and types of companies spanning across various industries.

Contact
M/s Sheela
90 Sate Street, Suite 700
Albany, NY 12207
Tel: +1-518-618-1030
USA – Canada Toll Free: 866-997-4948
Email: sales@marketresearchreports.biz
Website: http://www.marketresearchreports.biz/


MarketResearchReports.Biz: Residential Construction in Portugal to 2017: Market Forecast

New Market Research Report "Residential Construction in Portugal to 2017: Market Forecast" Has Been Added In MarketResearchReports.Biz's Reports Database




Timetrics 'Residential Construction in Portugal to 2017: Market Forecast' contains detailed historic and forecast market value data for the residential construction industry, including a breakdown of the data by construction activity (new construction, repair and maintenance, refurbishment and demolition). The databook provides historical and forecast valuations of the industry using the construction output and value-add methods.

To Read the Complete Report with TOC Visit: http://www.marketresearchreports.biz/analysis/166802


Summary
This report is the result of Timetrics extensive market research covering the residential construction industry in Portugal. It contains detailed historic and forecast market value data for the residential construction industry, including a breakdown of the data by construction activity (new construction, repair and maintenance, refurbishment and demolition). 'Residential Construction in Portugal to 2017: Market Forecast' provides a top-level overview and detailed insight into the operating environment of the residential construction industry in Portugal. It is an essential tool for companies active across the Portuguese construction value chain and for new players considering to enter the market.

Scope
  • Overview of the residential construction industry in Portugal
  • Historic and forecast market value for the residential construction industry by construction output and value-add methods for the period 2008 through to 2017
  • Historic and forecast market value by construction activity (new construction, repair and maintenance, refurbishment and demolition) across the residential construction industry for the period 2008 through to 2017


Reasons To Buy
  • This report provides you with valuable data for the residential construction industry in Portugal
  • This report provides you with a breakdown of market value by type of construction activity (new construction, repair and maintenance, refurbishment and demolition)
  • This report enhances your knowledge of the market with key figures detailing market values using the construction output and value add methods
  • This report allows you to plan future business decisions using the forecast figures given for the market
  •  

About Us

MarketResearchReports.Biz is the most comprehensive collection of market research reports. MarketResearchReports.Biz services are especially designed to save time and money of our clients. We are a one stop solution for all your research needs, our main offerings are syndicated research reports, custom research, subscription access and consulting services. We serve all sizes and types of companies spanning across various industries.

Contact
M/s Sheela
90 Sate Street, Suite 700
Albany, NY 12207
Tel: +1-518-618-1030
USA – Canada Toll Free: 866-997-4948
Email: sales@marketresearchreports.biz
Website: http://www.marketresearchreports.biz/